Give your business room to grow
From managing working capital to funding expansion, we help you present your business clearly to lenders and find a structure that fits your cash flow.
Common reasons people choose a business loan
Working capital
Stock, receivables and day-to-day operating needs.
Expansion
A new branch, more staff or a larger premises.
Professionals
Doctors, CAs and consultants setting up or upgrading practice.
Seasonal demand
Short-term funding ahead of peak business periods.
What to expect
- Secured and unsecured routes discussed, depending on profile
- Help organising financials and banking history for lenders
- Repayment structure matched to business cash flow
- Guidance on GST, ITR and documentation gaps before applying
Rates, amounts and tenures depend on the lender and your profile.
Illustrative EMI example
- Amount
- ₹20,00,000
- Assumed rate
- 14% p.a.
- Tenure
- 5 years
Estimated monthly EMI
₹46,537
Total interest ₹7,92,190 over 5 years
Example only, not a quote. Excludes fees, insurance and other charges.
Try your own numbersDocuments and eligibility
A general guide. Each lender sets its own requirements, and we'll confirm the exact list for your case.
Documents usually requested
- KYC: PAN card and Aadhaar (or other accepted ID and address proof)
- Business proof: GST registration, Udyam, shop licence or partnership deed
- ITR and audited financials (usually last 2-3 years)
- Business bank statements (usually last 6-12 months)
What lenders typically assess
- Business vintage and turnover
- Profitability and banking conduct
- Credit history of business and promoters
- Industry and existing debt
How consultation and lender evaluation work
Share your needs
Tell us the loan type, rough amount and how to reach you. A short form or a phone call is enough.
Personal consultation
We understand your objectives and financial situation, and talk through realistic options.
Review lending routes
We discuss which lenders and products suit you, and what each is likely to require.
Prepare your application
We clarify documents and eligibility points so your file is complete before it's submitted.
Lender decision
The lender evaluates and verifies. Approval, terms and disbursement follow its policies.
Business Loan questions
Can a new business apply?
Is collateral always required?
Other services
Talk to us about your business loan.
Speak with our consultancy team about your financing needs.