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YatharthFinancial Consultancy

Your financial growth partner

Finance your next big move.

From personal ambitions to business expansion, explore financing options with guidance tailored to your needs.

Your financing goals

Pick one to see how we can help.

Estimate your EMI

Every financing decision is personal. We help you understand your options, prepare properly, and approach lenders with confidence, without promises nobody can keep.

Why Yatharth

Financial guidance with clarity.

Yatharth means genuine. Loans are a long commitment, so you deserve straight answers before you sign anything.

  1. Understand

    We start with your goal, income and commitments, so the advice fits your situation rather than a sales target.

  2. Explore

    We walk through the financing routes that suit you and explain what each lender is likely to look for.

  3. Proceed

    When you're ready, we help you prepare a complete application. The lender makes the final decision, and we tell you that upfront.

From first call to lender decision.

See the full process
  1. Share your needs

    Tell us the loan type, rough amount and how to reach you. A short form or a phone call is enough.

  2. Personal consultation

    We understand your objectives and financial situation, and talk through realistic options.

  3. Review lending routes

    We discuss which lenders and products suit you, and what each is likely to require.

  4. Prepare your application

    We clarify documents and eligibility points so your file is complete before it's submitted.

  5. Lender decision

    The lender evaluates and verifies. Approval, terms and disbursement follow its policies.

Plan your monthly payment.

See what a loan could cost each month before you apply. Adjust the amount, tenure and rate in the calculator.

Open EMI calculator
Loan amount
₹10,00,000
Interest rate
9% p.a.
Tenure
15 years

Estimated monthly EMI

₹10,143

Principal
₹10,00,000
Interest
₹8,25,680
Total repayment
₹18,25,680

Illustrative example only. Not a lending offer; excludes fees and charges.

New house keys on a leather folder on a wooden table in a sunlit Mumbai apartment

Your home, financed properly.

Buying, building or moving an existing loan. We check eligibility across lenders and review the property papers before anything is submitted.

Home loans
A shop counter with a ledger and calculator at dusk in a Mumbai market

Room for your business to grow.

Working capital, stock or expansion. We help you present your accounts clearly so lenders understand the business behind the numbers.

Business loans

Mahesh Tripathi

Speak directly with Mahesh about your goals. He'll explain your options in plain language and guide your application through to the lender's decision.

Frequently asked.

What types of loans can I enquire about?
Personal loans, home loans, business loans, mortgage loans (loan against property), machinery loans and project finance.
Is Yatharth a bank or lender?
No. Yatharth Financial Consultancy provides consultancy and loan-related assistance. Loans are provided by banks and financial institutions, and the agreement is between you and the lender.
Does submitting an enquiry guarantee approval?
No. Approval, interest rate, loan amount and terms are always decided by the lender after its own assessment and verification.
How is loan eligibility determined?
Lenders usually look at income, existing obligations, credit history, age, employment or business stability and, for secured loans, the value and title of the security.
Can self-employed customers enquire?
Yes. Self-employed individuals and business owners can enquire. Lenders typically assess ITR, financial statements and banking history.
All FAQs

Move forward with confidence.

Speak with our consultancy team about your financing needs.